The leasing object has to be insured throughout the entire leasing period. Recipient of leasing must purchase the Comprehensive Motor Vehicle Insurance (CASCO) and the Compulsory Third Party Liability Insurance (CTPL) policies. If you choose insurance policy of Nordea Finance Latvia, you will receive an especially beneficial insurance offer:
Discount from the standard price;
Insurance (premium) will be divided into 12 months with no additional fee;
Invoice about insurance will be sent together with the leasing invoice;
Upon paying the indemnity, the remaining amount of insurance premium will not be collected.
Insurance contracts are concluded with the mediation of insurance brokers SIA “IIZI Brokers” (reg.No. 40003470836, address Vienības avenue 109, Riga, LV-1084, telephone 67 227 739, e-mail email@example.com).
CASCO insurance compensates damages that have occurred, for example, in an accident, collision, by some object falling into the vehicle, in case of theft or other unforeseeable circumstances.
CTPL insurance compensates damages to third persons that have suffered in an accident, for example, driver who is not guilty for the accident, passengers etc.
- SIA Nordea Finance Latvia has to be stated as the beneficiary in the CASCO policy;
- The amount of cover has to be equal to the market value of the leasing object, VAT included, at the moment of concluding the policy;
- Deductibles for damages of vehicles with GVM (gross vehicle mass) up to 3500 kg cannot exceed 500 EUR; Deductibles in case of total loss, theft and/or robbery cannot exceed 15% of the amount of cover;
- Deductibles for damages of vehicles with GVM over 3500 kg cannot exceed 1000 EUR;
- Deductibles in case of total loss, theft and/or robbery cannot exceed 15% of the amount of cover;
- The following risks shall be covered by the CASCO policy: accident (damages), natural events, fire, theft, robbery, illegal conducts by third persons;
- One of the following territories shall be indicated in the CASCO policy: Latvia, the Baltic States, Europe, Europe + CIS.
Insurance companies accepted by SIA Nordea Finance Latvia during validity term of the leasing contract:
|Baltijas Apdrošināšanas Nams
|InterRisk Vienna Insurance Group
|BTA Baltic Insurance Company
|Compensa Vienna Insurance Group UADB Latvijas filiāle
|ERGO Insurance SE Latvijas filiāle
|If P&C Insurance AS Latvijas filiāle
|Seesam Insurance AS Latvijas filiāle
|Swedbank P&C Insurance AS Latvijas filiāle
Loan for a company's long- term goals.
Possibility to receive in total amount or in parts. Repayment period up to 10 years.
Financial leasing and operating leasing
Purchase a car in a simple and convenient way.
Financing without additional collateral.
Great opportunity to modernize and expand the business with new equipment.