All prices are in Lats of Latvia (LVL), if it is not specified in particular position otherwise.
| 4.1 Maestro payment cards |
Standard or Bronze customers
|
Silver and Youth programme (Check-in) customers |
Gold customer |
| LVL/EUR, USD |
LVL/EUR, USD |
LVL/EUR, USD |
| |
4.1.1 Card monthly fee |
0.30/0.60 |
0.25/0.50 |
0.20/0.40 |
| |
4.1.2 Once-for all payment by choosing picture for Free design card.* |
8.- |
8.- |
8.- |
| |
4.1.3 Non-cash transactions in Latvia and foreign countries. |
free of charge |
free of charge |
free of charge |
| |
4.1.4 Fee for cash withdrawals |
|
|
|
| |
4.1.4.1 Nordea ATMs in Latvia |
free of charge |
free of charge |
free of charge |
| |
4.1.4.2 other ATMs in Latvia |
1.5% min. 1.50 |
1.5% min. 1.50 |
1.5% min. 1.50 |
| |
4.1.4.3 Nordea ATMs in Estonia, Lithuania, Poland, Sweden, Finland, Denmark, Norway and Russia
|
free of charge |
free of charge |
free of charge |
| |
4.1.4.4 ATMs other banks in foreign countries |
1.50 + 1.5% |
1.50 + 1.5% |
1.50 + 1.5% |
| |
4.1.5 Fee for requesting current balance statement in ATMs |
free of charge |
free of charge |
free of charge |
| |
4.1.6 Card replacement.** |
3.-
|
3.-
|
3.-
|
| |
4.1.7 Issue of new PIN code or removing the deactivation*** |
2.-
|
2.-
|
2.-
|
| |
4.1.8 Fee for PIN code change through ATM*** |
2.-
|
2.-
|
2.-
|
| |
4.1.9 Fee for increased permanent daily limit under standard limit**** |
3.-
|
| |
4.1.10 Fee for increased permanent daily limit over standard limit**** |
|
| |
4.1.10.1 under 1 month |
3.-
|
| |
4.1.10.2 over 1 month |
5% of increased amount
|
| |
4.1.11 Additional charge for making card repeatedly in one day (the request must be submitted before 2 p.m.; the card will be delivered to the client at Nordea māja customer service centre after 4.30 p.m.) |
10.-
|
|
For Maestro and MasterCard payment cards with USD and EUR currency all applicable fees are converted from LVL to USD, EUR according to the current day's currency exchange rate.
* The fee will apply every time, when Free design card will be restored or picture of card will be changed.
** This service is not available for Free design card. Client can order Free design card at Nordea Netbank or in www.nordea.lv.
*** Service is available only for picture cards and cards, issued after 16.10.2009.
**** Standard limit for payment card in LVL (Latvian lats) currency is LVL 500 (five hundred Latvian lats). Standard limit for payment card in USD (US dollars) currency is USD 900 (nine hundred USD). Standard limit for payment card in EUR (Euro) currency is EUR 700 (seven hundred euro).
|
4.2 MasterCard
|
Revolving credit card with grace period
|
|
4.2.1 Currency of payment card
|
LVL
|
| 4.2.2 Card monthly fee |
|
| 4.2.2.1 Card monthly fee for Standard and Bronze customers |
2.50
|
| 4.2.2.2 Card monthly fee for Silver and Youth programme (Check-in) customers |
2.-
|
| 4.2.2.3 Card monthly fee for Gold customers |
1.25
|
| 4.2.3 Once-for all payment by choosing picture for Free design card. |
8.-
|
|
4.2.4 Non-cash transactions in Latvia and foreign countries.
|
free of charge
|
| 4.2.5 Fee for cash withdrawals |
2.- + 2%
|
| 4.2.6 Fee for requesting current balance statement |
free of charge
|
|
4.2.7 Interest for allowed credit per year
|
23%
|
| 4.2.7.1 Interest for allowed credit for Silver and Youth programme (Check-in) customers |
19%
|
|
4.2.7.2 Interest for allowed credit for Gold customers
|
16%
|
|
4.2.8 Card replacement
|
15.-
|
|
4.2.9 Changes in agreement
|
5.-
|
|
4.2.10 Issue of new PIN code or removing the deactivation**
|
5.-
|
| 4.2.11 Fee for PIN code change through ATM** |
2.-
|
| 4.2.12 Interest for overspent limit, p.a. |
0.2% per day
|
| 4.2.13 Penalty for payment delay |
5.-
|
|
4.2.14 Interest for increased permanent daily limit under standard limit***
|
3.-
|
|
4.2.15 Interest for increased permanent daily limit over standard limit***
|
|
| 4.2.15.1 under 1 month |
3.-
|
|
4.2.15.2 over 1 month
|
5% of increased amount
|
| 4.2.16 Additional charge for making card repeatedly in one day(the request must be submitted before 2 p.m.; the card will be delivered to the client at Nordea māja customer service centre after 4.30 p.m.) |
10.-
|
| 4.2.17 Credit card invoice once a month |
In bank
|
By post
|
In netbank
|
| 4.2.17.1 For Standard or Bronze customers |
2.-
|
2.-
|
free of charge
|
| 4.2.17.2 For Silver and Youth programme (Check-in) customers |
1.50
|
1.50
|
free of charge
|
| 4.2.17.3 For Gold customers |
1.-
|
1.-
|
free of charge
|
|
* This service is not available for Free design card. Client can order Free design card at Nordea Netbank or in www.nordea.lv.
** Service is available only for picture cards and cards, issued after 16.10.2009.
*** Standard limit for revolving credit card with grace period in LVL (Latvian lats) currency is LVL 1000 (one thousand Latvian lats).
|
4.3 MasterCard
|
Revolving credit card
|
|
4.3.1 Currency of payment card
|
LVL |
USD |
EUR |
| 4.3.2 Card monthly fee |
2.50 |
4.- |
4.- |
| 4.3.2.1 Card monthly fee for Silver and Youth programme (Check-in) customers |
2.- |
3.- |
3.- |
| 4.3.2.2 Card monthly fee for Gold customers |
1.25 |
2.- |
2.- |
| 4.3.3 Fee for purchases with card in Latvia and in foreign countries |
free of charge
|
|
4.3.4 Fee for cash withdrawals
|
2.- + 2%
|
|
4.3.5 Fee for requesting current balance statement
|
free of charge
|
|
4.3.6 Interest for allowed credit per year
|
25%
|
|
4.3.6.1 Interest for allowed credit for Silver and Youth programme (Check-in) customers
|
21%
|
|
4.3.6.2 Interest for allowed credit for Gold customers
|
18%
|
| 4.3.7 Card replacement |
15.-
|
| 4.3.8 Changes in agreement |
5.-
|
|
4.3.9 Issue of new PIN code or removing the deactivation*
|
5.-
|
| 4.3.10 Fee for PIN code change through ATM* |
2.-
|
|
4.3.11 Interest for overspent limit, p.a.
|
0.2% per day
|
| 4.3.12 Interest for increased permanent daily limit under standard limit** |
3.-
|
|
4.3.13 Interest for increased permanent daily limit over standard limit**
|
|
| 4.3.13.1 under 1 month |
3.-
|
| 4.3.13.2 over 1 month |
5% of increased amount
|
| 4.3.14 Additional charge for making card repeatedly in one day (the request must be submitted before 2 p.m.; the card will be delivered to the client at Nordea māja customer service centre after 4.30 p.m.) |
10.-
|
|
* Service is available only for cards, issued after 16.10.2009.
** Standard limit for Revolving credit card in LVL (Latvian lats) currency is LVL 1000 (five hundred Latvian lats). Standard limit for Revolving credit card in USD (US dollars) currency is USD 1800 (nine hundred USD). Standard limit for Revolving credit card in EUR (Euro) currency is EUR 1400 (one thousand four hundred euro).
|
4.4 MasterCard
|
MasterCard Gold credit card
|
|
4.4.1 Currency of payment card
|
LVL |
USD |
EUR |
| 4.4.2 Card monthly fee |
7.50 |
15.- |
15.- |
| 4.4.2.1 Card monthly fee for Silver and Youth programme (Check-in) customers |
6.- |
12.- |
12.- |
| 4.4.2.2 Card monthly fee for Gold customers |
4.5 |
9.- |
9.- |
| 4.4.3 Non-cash transactions in Latvia and foreign countries |
free of charge
|
|
4.4.4 Fee for cash withdrawals
|
2.- + 2%
|
|
4.4.5 Fee for requesting current balance statement
|
free of charge
|
|
4.4.6 Interest for allowed credit per year
|
0%
|
|
4.4.6.1 Interest for allowed credit for Silver and Youth programme (Check-in) customers
|
0%
|
|
4.4.6.2 Interest for allowed credit for Gold customers
|
0%
|
| 4.4.7 Card replacement |
15.-
|
| 4.4.8 Changes in agreement |
5.-
|
|
4.4.9 Issue of new PIN code or removing the deactivation*
|
5.-
|
| 4.4.10 Fee for PIN code change through ATM* |
2.-
|
|
4.4.11 Interest for overspent limit, p.a.
|
0.2% per day
|
| 4.4.12 Interest for increased permanent daily limit under standard limit** |
3.-
|
|
4.4.13 Interest for increased permanent daily limit over standard limit**
|
|
| 4.4.13.1 under 1 month |
3.-
|
| 4.4.13.2 over 1 month |
5% of increased amount
|
| 4.4.14 Additional charge making card repeatedly in one day(the request must be submitted before 2 p.m.; the card will be delivered to the client at Nordea māja customer service centre after 4.30 p.m.) |
10.-
|
| 4.4.15 Credit card invoice once a month |
In bank
|
By post
|
In netbank
|
| 4.4.15.1 For Standard or Bronze customers |
2.-
|
2.-
|
free of charge
|
| 4.4.15.2 For Silver and Youth programme (Check-in) customers |
1.50
|
1.50
|
free of charge
|
| 4.4.15.3 For Gold customers |
1.-
|
1.-
|
free of charge
|
|
* Service is available only for cards, issued after 16.10.2009.
** Standard limit for MasterCard Gold credit card in LVL (Latvian lats) currency is LVL 1000 (one thousand Latvian lats). Standard limit for MasterCard Gold credit card in USD (US dollars) currency is USD 1800 (one thousand eight hundred USD). Standard limit for MasterCard Gold credit card in EUR (Euro) currency is EUR 1400 (one thousand four hundred euro).
|
4.5 MasterCard
|
Stockmann MasterCard
|
|
4.5.1 Currency of payment card
|
LVL
|
| 4.5.2 Card monthly fee** |
free of charge
|
| 4.5.3 Non-cash transactions in Latvia and foreign countries |
free of charge
|
| 4.5.4 Fee for cash withdrawals |
2.- + 2%
|
| 4.5.5 Fee for requesting current balance statement |
free of charge
|
|
4.5.6 Interest for allowed credit per year*
|
3M RIGIBOR + 9.5%
|
| 4.5.7 Card replacement |
5.-
|
| 4.5.8 Changes in agreement |
5.-
|
| 4.5.9 Issue of new PIN code or removing the deactivation |
5.-
|
| 4.5.10 Fee for PIN code change through ATM |
2.-
|
|
4.5.11 Interest for overspent limit, p.a.
|
0.2% per day
|
|
4.5.12 Penalty for payment delay
|
5.-
|
| 4.5.13 Interest for increased permanent daily limit under standard limit** |
3.-
|
|
4.5.14 Interest for increased permanent daily limit over standard limit**
|
|
| 4.5.14.1 under 1 month |
3.-
|
| 4.5.14.2 over 1 month |
5% of increased amount
|
| 4.5.15 Additional charge for making card repeatedly in one day(the request must be submitted before 2 p.m.; the card will be delivered to the client at Nordea māja customer service centre after 4.30 p.m.) |
15.-
|
| 4.5.16 Monthly fee for account service |
1.-
|
| 4.5.17 Credit card invoice once a month |
In bank
|
By post
|
In netbank
|
|
1.-
|
1.-
|
free of charge
|
|
*Stockmann MasterCard annual interest rate for the issued credit is established 4 times a year (on the last working day of every quarter of the year) for a 3 month period on a basis of RIGIBOR rate + 9,5% and is being applied starting from the first day of the next quarter. The current Stockmann MasterCard annual interest rate RIGIBOR + 9,5% equals 11,49%, considering that the RIGIBOR for the interest rate was defined on 30.06.2010 and was equal to 1,99%.
RIGIBOR -
a) Latvian lat (LVL) annual interest rate shown at the <RIGIBOR=> page of REUTERS terminal, or related page, or by other source of information, and which approximately at 12.00 noon (Riga time) on the day of defining the interest rate of Stockmann MasterCard (4 times a year (on the last day of each calendar quarter)) is calculated by the Bank of Latvia for the following 3 months;
b) if the definition from the paragraph a) is not defined by the Bank of Latvia, Nordea Bank Finland Plc Latvian branch uses the arithmetic average of LVL interest rate for 3 months from at least three banks of Nordea Bank Finland Plc Latvian branch choice which use RIGIBOR. The average figure is used to define the Stockmann MasterCard interest rate 4 times a year (on the last day of every calendar quarter) and is rounded to the second digit after the period.
** Standard limit for payment card Stockmann MasterCard in LVL (Latvian lats) currency is LVL 1000 (one thousand Latvian lats).
|
4.6 MasterCard
|
Revolving card without annual fee*
|
|
4.6.1 Currency of payment card
|
LVL
|
USD
|
EUR
|
| 4.6.2 Non-cash transactions in Latvia and foreign countries |
free of charge
|
| 4.6.3 Fee for cash withdrawals |
2.- + 2%
|
| 4.6.4 Fee for requesting current balance statement |
free of charge
|
| 4.6.5 Interest for allowed credit per year |
26%
|
|
4.6.5.1 Interest for allowed credit for Silver and Youth programme (Check-in) customers
|
26%
|
| 4.6.5.2 Interest for allowed credit for Gold customers |
26%
|
| 4.6.6 Card replacement |
5.-
|
| 4.6.7 Changes in agreement |
5.-
|
|
4.6.8 Issue of new PIN code or removing the deactivation**
|
5.-
|
| 4.6.9 Fee for PIN code change through ATM** |
2.-
|
|
4.6.10 Interest for overspent limit, p.a.
|
0.2% per day
|
| 4.6.11 Interest for increased permanent daily limit under standard limit*** |
3.-
|
|
4.6.12 Interest for increased permanent daily limit over standard limit***
|
|
| 4.6.12.1 under 1 month |
3.-
|
| 4.6.12.2 over 1 month |
5% of increased amount
|
| 4.6.13 Additional charge for making card repeatedly in one day (the request must be submitted before 2 p.m.; the card will be delivered to the client at Nordea māja customer service centre after 4.30 p.m.) |
10.-
|
|
*Revolving card without annual fee in all currencies is not issued after 01.04.2009.
** Service is available only for picture cards and cards, issued after 16.10.2009.
*** Standard limit for revolving card without annual fee in LVL (Latvian lats) currency is LVL 1000 (one thousand Latvian lats). Standard limit for revolving card without annual fee in USD (US dollars) currency is USD 1800 (one thousand eight hundred USD). Standard limit for revolving card without annual fee in EUR (Euro) currency is EUR 1400 (one thousand four hundred euro).
|
4.7 MasterCard
|
MasterCard Standard credit card*
|
|
4.7.1 Currency of payment card
|
LVL
|
USD
|
| 4.7.2 Card monthly fee |
3.30
|
6.70
|
|
4.7.2.1 Card monthly fee for Silver and Check-in customer
|
2.50
|
5.-
|
| 4.7.2.2 Card monthly fee for Gold customer |
1.60
|
3.30
|
| 4.7.3 Non-cash transactions in Latvia and foreign countries |
free of charge
|
| 4.7.4 Fee for cash withdrawals |
2.- + 2%
|
| 4.7.5 Fee for requesting current balance statement |
free of charge
|
| 4.7.6 Card replacement |
15.-
|
| 4.7.7 Changes in agreement |
5.-
|
| 4.7.8 Issue of new PIN code or removing the deactivation** |
5.-
|
| 4.7.9 Fee for PIN code change through ATM** |
2.-
|
|
4.7.10 Interest for overspent limit, p.a.
|
0.2% per day
|
| 4.7.11 Interest for increased permanent daily limit under standard limit*** |
3.-
|
|
4.7.12 Interest for increased permanent daily limit over standard limit***
|
|
| 4.7.12.1 under 1 month |
3.-
|
| 4.7.12.2 over 1 month |
5% of increased amount
|
| 4.7.13 Additional charge for making card repeatedly in one day (the request must be submitted before 2 p.m.; the card will be delivered to the client at Nordea māja customer service centre after 4.30 p.m.) |
10.-
|
| 4.7.14 Credit card invoice once a month |
In bank |
By post |
In netbank |
| 4.7.14.1 For Standard or Bronze customers |
2.-
|
2.-
|
free of charge
|
| 4.7.14.2 For Silver and Youth programme (Check-in) customers |
1.50
|
1.50
|
free of charge
|
| 4.7.14.3 For Gold customers |
1.-
|
1.-
|
free of charge
|
|
* MasterCard Standard credit card with all currencies is not issued or replaced from April 1, 2009.
** Service is available only for cards, issued after 16.10.2009.
*** Standard limit for MasterCard Standard credit card in LVL (Latvian lats) currency is LVL 1000 (one thousand Latvian lats). Standard limit for MasterCard Standard credit card in USD (US dollars) currency is USD 1800 (one thousand eight hundred USD). Standard limit for MasterCard Standard credit card in EUR (Euro) currency is EUR 1400 (one thousand four hundred euro).
|
4.8 MasterCard
|
Football card
|
|
4.8.1 Currency of payment card
|
LVL
|
| 4.8.2 Card monthly fee |
1.-
|
| 4.8.3 Fee for purchase with card in Latvia and foreign countries |
free of charge
|
| 4.8.4 Fee for cash withdrawals |
2.- + 2%
|
| 4.8.5 Fee for requesting current balance statement |
free of charge
|
| 4.8.6 Interest for allowed credit per year |
26%
|
| 4.8.6.1 Interest for allowed credit for Silver and Youth programme (Check-in) customers |
26%
|
| 4.8.6.2 Interest for allowed credit for Gold customers |
26%
|
| 4.8.7 Card replacement |
25.- or 5.-
|
| 4.8.8 Changes in agreement |
5.-
|
| 4.8.9 Issue of new PIN code or removing the deactivation* |
5.-
|
| 4.8.10 Fee for PIN code change through ATM** |
2.-
|
| 4.8.11 Interest for overspent limit, p.a. |
0.2% per day
|
| 4.8.12 Interest for increased permanent daily limit under standard limit** |
3.-
|
|
4.8.13 Interest for increased permanent daily limit over standard limit**
|
|
| 4.8.13.1 under 1 month |
3.-
|
|
4.8.13.2 over 1 month
|
5% of increased amount
|
| 4.8.14 Additional charge for making card repeatedly in one day(the request must be submitted before 2 p.m.; the card will be delivered to the client at Nordea māja customer service centre after 4.30 p.m.) |
10.-
|
|
* Service is available only for cards, issued after 16.10.2009.
** Standard limit for Football card in LVL (Latvian lats) currency is LVL 1000 (one thousand Latvian lats).
|
4.9 MasterCard
|
BalticMiles MasterCard credit card*
|
|
4.9.1 Currency of payment card
|
LVL
|
| 4.9.2 Card monthly fee* |
1.50
|
| 4.9.3 Non-cash transactions in Latvia and foreign countries |
free of charge
|
| 4.9.4 Fee for cash withdrawals |
2.- + 2%
|
| 4.9.5 Fee for requesting current balance statement |
free of charge
|
| 4.9.6 Interest for allowed credit per year |
23%
|
| 4.9.7 Card replacement |
15.-
|
| 4.9.8 Changes in agreement |
5.-
|
| 4.9.9 Issue of new PIN code (only for chip cards) or removing the deactivation |
5.-
|
| 4.9.10 Fee for PIN code change through ATM |
2.-
|
| 4.9.11 Interest for overspent limit, p.a. |
0.2% per day
|
| 4.9.12 Penalty for payment delay |
5.-
|
| 4.9.13 Interest for increased permanent daily limit under standard limit** |
3.-
|
| 4.9.14 Interest for increased permanent daily limit over standard limit** |
|
| 4.9.14.1 Under 1 month |
3.-
|
|
4.9.14.2 Over 1 month
|
5% of increased amount
|
| 4.9.15 Additional charge for making card repeatedly in one day (the request must be submitted before 2 p.m.; the card will be delivered to the client at Nordea māja customer service centre after 4.30 p.m.) |
10.-
|
|
4.9.16 Credit card invoice once a month
|
In bank
|
By post
|
In netbank
|
|
2.-
|
2.-
|
free of charge
|
|
* Card monthly fee is not applied for first six months from moment card is issued, if particular Card's User has not received BalticMiles MasterCard credit card before.
** Standard limit for revolving credit card with grace period in LVL (Latvian lats) currency is LVL 1000 (one thousand Latvian lats).
