For Maestro and MasterCard payment cards with USD and EUR currency all applicable fees are converted from LVL to USD, EUR according to the current day's currency exchange rate.
1 The fee will apply every time, when Picture card will be restored or picture of card will be changed. Production of the Picture Card can take 2 weeks.
2 This service is not available for Picture card. Client can order Picture card at Nordea Internetbank or at www.nordea.lv.
3 Service is available only for picture cards and cards, issued after 16.10.2009.
4 Standard limit for payment card in LVL (Latvian lats) currency is LVL 500 (five hundred Latvian lats). Standard limit for payment card in USD (US dollars) currency is USD 900 (nine hundred USD). Standard limit for payment card in EUR (Euro) currency is EUR 700 (seven hundred euro).
| 4.2 MasterCard |
Revolving credit card with grace period
|
|
4.2.1 Currency of payment card
|
LVL, USD, EUR
|
| 4.2.2 Card monthly fee |
| 4.2.2.1 For Standard and Bronze clients |
2.50
|
| 4.2.2.2 For Silver and Check-in clients |
2.-
|
| 4.2.2.3 For Gold clients |
1.25
|
| 4.2.3 Travel insurance fee |
free of charge
|
| 4.2.4 Once-for-all payment by choosing picture for Picture card4 |
8.-
|
|
4.2.5 Non-cash transactions in Latvia and foreign countries
|
free of charge
|
| 4.2.6 Fee for cash withdrawals |
2.- + 2%
|
| 4.2.7 Fee for requesting current balance statement |
free of charge
|
|
4.2.8 Interest for used credit limit, per year
|
23%
|
| 4.2.8.1 For Silver and Check-in clients |
19%
|
|
4.2.8.2 For Gold clients
|
16%
|
|
4.2.9 Card replacement1
|
15.-
|
|
4.2.10 Issue of new PIN code or removing the deactivation2
|
5.-
|
| 4.2.11 Fee for PIN code change through ATM2 |
0.50
|
| 4.2.12 Interest for overspent limit (penalty) |
0.2% per day
|
| 4.2.13 Penalty for payment delay |
5.-
|
|
4.2.14 Fee for changing permanent daily limit3
|
free of charge
|
| 4.2.15 Charge for urgent production of the card (availability for this service is limited) |
10.-
|
|
4.2.16 Credit card invoice once a month
|
In bank
|
By post
|
In Internetbank
|
|
2.-
|
2.-
|
free of charge
|
| 4.2.17 Currency conversion surcharge, if the currency of the main account attached to the payment card neither coincides with the transaction currency nor with the payment currency |
2%
|
|
1 This service is not available for Picture card. Client can order Picture card at Nordea Internetbank or at www.nordea.lv.
2 Service is available only for picture cards and cards, issued after 16.10.2009.
3 Standard limit for revolving credit card with grace period in LVL (Latvian lats) currency is LVL 1000 (one thousand Latvian lats).
4 Production of the Picture Card can take 2 weeks.
|
4.3 MasterCard
|
Revolving credit card
|
|
4.3.1 Currency of payment card
|
LVL, USD, EUR
|
| 4.3.2 Card monthly fee |
| 4.3.2.1 For Standad and Bronze programme clients |
2.50
|
| 4.3.2.2 For Silver and Check-in clients |
2.-
|
| 4.3.2.3 For Gold clients |
1.25
|
| 4.3.3 Fee for purchases with card in Latvia and in foreign countries |
free of charge
|
|
4.3.4 Fee for cash withdrawals in Latvia and in foreign countries
|
2. - + 2%
|
| 4.3.5. Additional fee for cash withdrawal or money transfer from card account to other current account which is made by using internetbank or in client servicing unit |
2. - + 2%
|
|
4.3.6 Fee for requesting current balance statement
|
free of charge
|
|
4.3.7 Interest for used credit limit per year
|
25%
|
|
4.3.7.1 For Silver and Check-in clients, per year
|
21%
|
|
4.3.7.2 For Gold clients, per year
|
18%
|
| 4.3.8 Card replacement |
15.-
|
|
4.3.9 Issue of new PIN code or removing the deactivation1
|
5.-
|
| 4.3.10 Fee for PIN code change through ATM1 |
0.50
|
|
4.3.11 Interest for overspent limit (penalty)
|
0.2% per day
|
| 4.3.12 Fee for changing permanent daily limit2 |
free of charge
|
| 4.3.13 Charge for urgent production of the card (availability for this service is limited) |
10.-
|
| 4.3.14 Currency conversion surcharge, if the currency of the main account attached to the payment card neither coincides with the transaction currency nor with the payment currency |
2%
|
|
1 Service is available only for cards, issued after 16.10.2009.
2 Standard limit for Revolving credit card in LVL (Latvian lats) currency is LVL 1000 (one thousand Latvian lats). Standard limit for Revolving credit card in USD (US dollars) currency is USD 1800 (one thousand eight hundred USD). Standard limit for Revolving credit card in EUR (Euro) currency is EUR 1400 (one thousand four hundred euro).
|
4.4 MasterCard
|
MasterCard Gold credit card
|
|
4.4.1 Currency of payment card
|
LVL, USD, EUR
|
| 4.4.2 Card monthly fee |
| 4.4.2.1 For standard and Bronze programme clients |
7.50
|
| 4.4.2.2 For Silver and Check-in clients |
6.-
|
| 4.4.2.3 For Gold clients |
4.50
|
| 4.4.3 Travel insurance fee |
free of charge
|
| 4.4.4 Non-cash transactions in Latvia and foreign countries |
free of charge
|
|
4.4.5 Fee for cash withdrawals
|
2.- + 2%
|
|
4.4.6 Fee for requesting current balance statement
|
free of charge
|
|
4.4.7 Interest for used credit limit per year
|
0%
|
|
4.4.7.1 For Silver and Check-in clients, per year
|
0%
|
|
4.4.7.2 For Gold clients, per year
|
0%
|
| 4.4.8 Card replacement |
15.-
|
|
4.4.9 Issue of new PIN code or removing the deactivation1
|
5.-
|
| 4.4.10 Fee for PIN code change through ATM1 |
0.50
|
|
4.4.11 Interest for overspent limit (penalty)
|
0.2% per day
|
| 4.4.12 Fee for changing permanent daily limit2 |
free of charge
|
| 4.4.13 Charge for urgent production of the card (availability for this service is limited) |
10.-
|
| 4.4.14 Credit card invoice once a month |
In bank
|
By post
|
In Internetbank
|
|
2.-
|
2.-
|
free of charge
|
| 4.4.15 Currency conversion surcharge, if the currency of the main account attached to the payment card neither coincides with the transaction currency nor with the payment currency |
2%
|
|
1 Service is available only for cards, issued after 16.10.2009.
2 Standard limit for MasterCard Gold credit card in LVL (Latvian lats) currency is LVL 1000 (one thousand Latvian lats). Standard limit for MasterCard Gold credit card in USD (US dollars) currency is USD 1800 (one thousand eight hundred USD). Standard limit for MasterCard Gold credit card in EUR (Euro) currency is EUR 1400 (one thousand four hundred euro).
|
4.5 MasterCard
|
Stockmann MasterCard
|
|
4.5.1 Currency of payment card
|
LVL
|
| 4.5.2 Card monthly fee |
free of charge
|
| 4.5.3 Non-cash transactions in Latvia and foreign countries |
free of charge
|
| 4.5.4 Fee for cash withdrawals |
2.- + 2%
|
| 4.5.5 Fee for requesting current balance statement |
free of charge
|
|
4.5.6 Interest for used credit limit per year1
|
3M RIGIBOR + 9.5%
|
| 4.5.7 Monthly fee for account maintenance in the case of using credit limit |
1.-
|
| 4.5.8 Card replacement |
5.-
|
| 4.5.9 Issue of new PIN code or removing the deactivation |
5.-
|
| 4.5.10 Fee for PIN code change through ATM |
0.50
|
|
4.5.11 Interest for overspent limit (penalty)
|
0.2% per day
|
|
4.5.12 Penalty for payment delay
|
5.-
|
| 4.5.13 Fee for changing permanent daily limit2 |
free of charge
|
| 4.5.14 Charge for urgent production of the card (availability for this service is limited) |
15.-
|
| 4.5.15 Credit card invoice once a month |
In bank
|
By post
|
In Internetbank
|
|
2.-
|
2.-
|
free of charge
|
| 4.5.16 Currency conversion surcharge, if the currency of the main account attached to the payment card neither coincides with the transaction currency nor with the payment currency |
2%
|
|
1 Stockmann MasterCard annual interest rate for the used credit limit is established 4 times a year (on the last business day of every quarter of the year) for a 3 month period on a basis of RIGIBOR rate + 9,5% and is being applied starting from the first day of the next quarter. The current Stockmann MasterCard annual interest rate RIGIBOR + 9,5% equals 11,45%, considering that the RIGIBOR for the interest rate was defined on 30.12.2011 and was equal to 1,95%.
RIGIBOR -
a) Latvian lat (LVL) annual interest rate shown at the <RIGIBOR=> page of REUTERS terminal, or related page, or by other source of information, and which approximately at 12.00 noon (Riga time) on the day of defining the interest rate of Stockmann MasterCard (4 times a year (on the last day of each calendar quarter)) is calculated by the Bank of Latvia for the following 3 months;
b) if the definition from the paragraph a) is not defined by the Bank of Latvia, Nordea Bank Finland Plc Latvian branch uses the arithmetic average of LVL interest rate for 3 months from at least three banks of Nordea Bank Finland Plc Latvian branch choice which use RIGIBOR. The average figure is used to define the Stockmann MasterCard interest rate 4 times a year (on the last day of every calendar quarter) and is rounded to the second digit after the period.
2 Standard limit for payment card Stockmann MasterCard in LVL (Latvian lats) currency is LVL 1000 (one thousand Latvian lats).
|
4.6 MasterCard
|
Revolving card without annual fee1
|
|
4.6.1 Currency of payment card
|
LVL, USD, EUR
|
| 4.6.2 Non-cash transactions in Latvia and foreign countries |
free of charge
|
| 4.6.3 Fee for cash withdrawals |
2.- + 2%
|
| 4.6.4. Additional fee for cash withdrawal or money transfer from card account to other current account which is made by using internetbank or in client servicing unit |
2.- + 2%
|
| 4.6.5 Fee for requesting current balance statement |
free of charge
|
| 4.6.6 Interest for allowed credit per year |
26%
|
|
4.6.6.1 For Silver and Check-in clients
|
26%
|
| 4.6.6.2 For Gold clients |
26%
|
| 4.6.7 Card replacement1 |
15.-
|
|
4.6.8 Issue of new PIN code or removing the deactivation2
|
5.-
|
| 4.6.9 Fee for PIN code change through ATM2 |
0.50
|
|
4.6.10 Interest for overspent limit (penalty)
|
0.2% per day
|
| 4.6.11 Fee for changing permanent daily limit3 |
free of charge
|
| 4.6.12 Charge for urgent production of the card (availability for this service is limited) |
10.-
|
| 4.6.13 Currency conversion surcharge, if the currency of the main account attached to the payment card neither coincides with the transaction currency nor the payment currency |
2%
|
|
1 Revolving card without annual fee in all currencies is not issued or replaced after 01.04.2009.
2 Service is available only for cards, issued after 16.10.2009.
3 Standard limit for revolving card without annual fee in LVL (Latvian lats) currency is LVL 1000 (one thousand Latvian lats). Standard limit for revolving card without annual fee in USD (US dollars) currency is USD 1800 (one thousand eight hundred USD). Standard limit for revolving card without annual fee in EUR (Euro) currency is EUR 1400 (one thousand four hundred euro).
|
4.7 MasterCard
|
MasterCard Standard credit card1
|
|
4.7.1 Currency of payment card
|
LVL, USD
|
| 4.7.2 Card monthly fee |
|
4.7.2.1 Card monthly fee for Standard and Bronze clients
|
3.30
|
|
4.7.2.2 Card monthly fee for Silver and Check-in clients
|
2.50
|
| 4.7.2.3 Card monthly fee for Gold clients |
1.60
|
| 4.7.3 Non-cash transactions in Latvia and foreign countries |
free of charge
|
| 4.7.4 Fee for cash withdrawals |
2.- + 2%
|
| 4.7.5 Fee for requesting current balance statement |
free of charge
|
| 4.7.6 Card replacement1 |
10.-
|
| 4.7.7 Issue of new PIN code or removing the deactivation** |
5.-
|
| 4.7.8 Fee for PIN code change through ATM2 |
0.50
|
|
4.7.9 Interest for overspent limit(penalty)
|
0.2% per day
|
| 4.7.10 Fee for changing permanent daily limit3 |
free of charge
|
| 4.7.11 Charge for urgent production of the card (availability for this service is limited) |
10.-
|
|
4.7.12 Credit card invoice once a month
|
In bank
|
By post
|
In Internetbank
|
|
2.-
|
2.-
|
free of charge
|
| 4.7.13 Currency conversion surcharge, if the currency of the main account attached to the payment card neither coincides with the transaction currency nor with the payment currency |
2%
|
|
1 MasterCard Standard credit card with all currencies is not issued or replaced from April 1, 2009.
2 Service is available only for cards, issued after 16.10.2009.
3 Standard limit for MasterCard Standard credit card in LVL (Latvian lats) currency is LVL 1000 (one thousand Latvian lats). Standard limit for MasterCard Standard credit card in USD (US dollars) currency is USD 1800 (one thousand eight hundred USD).
|
4.8 MasterCard
|
Football card1
|
|
4.8.1 Currency of payment card
|
LVL
|
| 4.8.2 Card monthly fee |
1.-
|
| 4.8.3 Fee for purchase with card in Latvia and foreign countries |
free of charge
|
| 4.8.4 Fee for cash withdrawals |
2.- + 2%
|
| 4.8.5. Additional fee for cash withdrawal or money transfer from card account to other current account which is made by using Internetbank or in client servicing unit. |
2.- + 2%
|
| 4.8.6 Fee for requesting current balance statement |
free of charge
|
| 4.8.7 Interest for used credit limit per year |
26%
|
| 4.8.7.1 For Silver and Check-in clients |
26%
|
| 4.8.7.2 For Gold clients |
26%
|
| 4.8.8 Card replacement1 |
5.-
|
| 4.8.9 Issue of new PIN code or removing the deactivation2 |
5.-
|
| 4.8.10 Fee for PIN code change through ATM2 |
0.50
|
| 4.8.11 Interest for overspent limit (penalty) |
0.2% per day
|
| 4.8.12 Fee for changing permanent daily limit3 |
free of charge
|
| 4.8.13 Charge for urgent production of the card (availability for this service is limited) |
10.-
|
| 4.8.14 Currency conversion surcharge, if the currency of the main account attached to the payment card neither coincides with the transaction currency nor with the payment currency |
2%
|
|
1 Football credit card with all currencies is not issued or replaced from November 8, 2010.
2 Service is available only for cards, issued after 16.10.2009.
3 Standard limit for Football card in LVL (Latvian lats) currency is LVL 1000 (one thousand Latvian lats).
|
4.9 MasterCard
|
BalticMiles MasterCard credit card1
|
|
4.9.1 Currency of payment card
|
LVL
|
| 4.9.2 Card monthly fee1 |
1.50
|
| 4.9.3 Travel insurance fee |
free of charge
|
| 4.9.4 Non-cash transactions in Latvia and foreign countries |
free of charge
|
| 4.9.5 Fee for cash withdrawals |
2.- + 2%
|
| 4.9.6 Fee for requesting current balance statement |
free of charge
|
| 4.9.7 Interest for used credit limit per year |
23%
|
| 4.9.8 Card replacement |
15.-
|
| 4.9.10 Issue of new PIN code or removing the deactivation |
5.-
|
| 4.9.11 Fee for PIN code change through ATM |
0.50
|
| 4.9.12 Interest for overspent limit(penalty) |
0.2% per day
|
| 4.9.13 Penalty for payment delay |
5.-
|
| 4.9.14 Fee for changing permanent daily limit2 |
free of charge
|
| 4.9.15 Charge for urgent production of the card (availability for this service is limited) |
10.-
|
|
4.9.16 Credit card invoice once a month
|
In bank
|
By post
|
In Internetbank
|
|
2.-
|
2.-
|
free of charge
|
| 4.9.17 Currency conversion surcharge, if the currency of the main account attached to the payment card neither coincides with the transaction currency nor with the payment currency |
2%
|
|
1 Card monthly fee is not applied for first six months from moment card is issued, if particular Card's User has not received BalticMiles MasterCard credit card before.
2 Standard limit for BalticMiles MasterCard credit card with grace period in LVL (Latvian lats) currency is LVL 1000 (one thousand Latvian lats).
