| 1. Overdraft amount and currency |
| Overdraft granted in EUR* |
70% of the nominal amount of collateral, min. EUR 500 |
| 2. Overdraft arrangement and agreement processing fee |
| Gold clients |
1.0% of the granted Overdraft amount, min. EUR 50 |
| Silver, Check-in clients |
1.5% of the granted Overdraft amount, min. EUR 50 |
| Standard and Bronze clients |
2.0% of the granted Overdraft amount, min. EUR 50 |
| 3. Overdraft interest rate |
| Gold clients |
3M EURIBOR + 3% per annum |
| Silver, Check-in clients |
3M EURIBOR + 4% per annum |
| Standard and Bronze clients |
3M EURIBOR + 5% per annum |
| 4. Fee for amendments to the agreement |
| Gold clients |
1.0% of the increase in the Overdraft amount, min. EUR 50 |
| Silver, Check-in clients |
1.5% of the increase in the Overdraft amount, min. EUR 50 |
| Standard and Bronze clients |
2.0% of the increase in the Overdraft amount, min. EUR 50 |
| 5. Contractual penalty |
| Interest rate for exceeding the Overdraft limit in the Overdraft account |
72% per annum |
|
*Overdraft matures 1 calendar day prior to the expiry date of collateral
